Giving is a virtue and it’s working out of our faith
I received this short film via a Facebook friend.
The story is very simple but the meaning is great, especially for those of us who strive so hard to be successful and rich.
What is success? To different people, it means different things.
Some measure success by the amount of money you have (I mean that kept in your possession), some by the number of properties you own, some by the string of status you put on your name card, some by the profession you are in, some by the number of friends you have (everyone is talking about EQ and networking now)……..the list if endless. However, we notice that these measures are all based on money, material possession and fame.
What is success? Continue reading
Categories: Christian Faith, Money, Reflections
Tags: action, appreciate, deeds, faith, Finances, gifts, giving, honor your parents, Love, Parenting, Reflections, spending
Backpacking – the way to go when you are young…….
“I am probably too old to do backpacking travel.” This is a subjective statement, I know. Many travel enthusiasts will disagree with me, they can do backpacking though they are in their 60’s or even 70’s.
Well, I did backpacking in Western Europe when I was 20 with my then student flatmate Clarence Yeung. It was an experience that I would not want to exchange with any other forms of traveling. The thrill of finding all necessary information such as accommodation, eating places, supermarkets (for packed lunch), tourist attractions, train time table…..etc is really training us to make decisions quick in an unfamiliar land. We used to spend a few hours sleep on the bench (or even floor) in train stations just to get a connected train to a destination. Of course, you can choose not to do that. Being a student from Asian country where foreign exchange made it expensive to spend in Europe, we just tried to minimize traveling time and accommodation costs.
Both Clarence and I used backpacks. It was just not practical to bring bulky and beautiful luggage (this is reserved for exotic travel with escorted tours). My backpack was an inexpensive one made of nylon and with no famous brand. However, it had all the ingredients of a good backpack.
Yes. Choosing a good and suitable backpack is not an easy job. Most of the good and branded ones are quite expensive. Continue reading
Categories: Fun Time, Money, Photography, Travels & Holidays
Tags: backpack, backpacking, European travel, food, holidays, Photography, spending, student travel, travel, travel photography
Blessed Valentine’s Day (3 days in advance)
I received this message from Lonely Planet…… sharing with me the 10 “best” traveling places on Valentine’s Day – well, at least for the rich and well to do couples.
Personally I don’t celebrate Valentine’s Day because it is really too commercial. You may say I am not a romantic lover cum husband, I just don’t see the point to buy a stalk of rose for many times its’ price in “normal” days! My practical mind overcomes any slight impulse of wanting to be romantic. 🙂 I thank God that my wife Julia has the same idea. She said, “Why don’t we save that money and spend it on something else on another day, that gives us added purchasing power and value for the same amount of money.” Yay! It’s blessed to have a wife who has the same mind.
I want to share this not because I “condone” spending lavishly on Valentine’s Day………it’s just that the photographs in this are so beautiful that I want you to enjoy the places with your eyes if you are like me cannot afford to be there. Continue reading
Categories: Fun Time, Marriage, Money, Photography, Travels & Holidays
Tags: holidays, Household spending, Love, Marriage, Money, Photography, relationship, romance, spending, travel, travel photography
The Bible encourages us to get drunk to combat with depression and poverty?
Before we look at this “serious” topic, I just would like to share with you a joke, you might have heard it before but anyway just enjoy it.
Lady Interviewer: Do you drink every day?
Lady Interviewer: How much a day?
Man: Around 3 six-packs starting at noon.
Lady Interviewer: How much does a 6-pack cost?
Man: Roughly $10.00 at a deli. Continue reading
Categories: Christian Faith, Food & Health, Fun Time, Jokes, Money
Tags: alcohol, bible, Christian, Christian faith, drinking, drunk, Finances, food, habits, Health, Joke, wine
Dear Malaysian Government……………
This may be a dry topic to post about but I see it important to do so because we love Malaysia and the issue affects everyone in this land.
A lady walked to me with a small paper notebook in her hands, politely asked, “Dear sir, I wonder whether I could have a few minutes of your time?”
Half way eating my noodles, I looked at her, thinking that she was just another sales girl trying to promote something to me, I said in a reluctant voice, “What is it all about?”
She cleared her throat and said, “I am a reporter from XXX Press. I would like to interview you to solicit some opinions about the recent hike in petrol prices in Malaysia.” I looked at my noodles and pondered, “If I agree to her interview, this bowl of noodles will become cold and it will taste bad. However, if I don’t agree, I find myself loosing an opportunity to reflect an ordinary citizen’s voice about the Government’s decision.” So, I made up my mind for Continue reading
Categories: General, Money, Reflections
Tags: charity, corruptions, Econimics, Finances, fuel prices, household finances, Household spending, inflation, inflationary pressure, macroeconomics, Money, petrol prices in malaysia, Politics, price hike, spending
To buy or not to buy? That’s the question.
First of all, let’s not get confused with definitions. I am writing this to laymen and not economists. The latter has very different definitions on “need” and “want”. Here I define a “need” as a product or service that we require to live. A “want”, on the other hand, is something you desire to have but is not really essential to your life. Of course, our experiences tell us that it is not easy to differentiate between the two. When our income or earning power grows, some of the “wants” become “needs”.
When I was a student in overseas, I weighed my potential purchases very carefully and divided them into “needs” and “wants” before making the decision to buy or not to buy. The relatively weak Malaysian ringgit really did not give me much choice but to be thrifty in all things.
When I started my family, I decided not to Continue reading
Household Financial Management – What’s the Big Deal?
Before Julia and I walked down the aisle, many friends told us from their experiences that one of the toughest challenges in marriage is to agree on the ways to manage household finances.
“Believe me, Henry, you are going to have heated arguments on how to spend money.” Sincere and loving friends “warned” me in advance with well intention.
Due to different family background and the way that our parents brought us up, we have different attitudes and habits on spending and saving. We cannot expect a couple to have the same priorities in managing finances. Compromises and mutual respect are keys to work out an agreeable pattern together.
After nearly 30 years of marriage, we must say household finance has not been a great issue for us. Why? Besides the fact that both of us share the same trait of being thrifty, we also established 2 basic principles and stick to them religiously.
1) Find your comfort level with merging your finances.
Categories: Marriage, Money, Parenting, Self Improvement
Tags: communication, conflicts, Debt free, Finances, habits, household finances, Household spending, Marriage, Money, Parenting, relationship, spending